In the following passages the numbered gaps indicate missing words. Against each number in the below each passage, four options are offered in columns lettered A to D. choose the word that is the most suitable to fill the numbered gap in the passages.

For fixed fees, insurance companies will help a firm insure against -75- and provide some -76-. Most firms often seek -77- against fire, theft, fraud and other -78- happenings for which they pay -79- to the insurance companies. The payments usually very according to the -80- to be -81-. Some of these happenings may be -82- sustained during work or -83- debts arising from business transactions.
A -84-number is given to the insured for proper -85- if you have just bought a new car, it is advisable to take a -86- policy rather than a -87-, for more risks are covered in the former than in the -88-
Communication is a way of sharing information, ideas or jokes with somebody by talking, writing or using signs. Without communication, no one can learn or teach
The various means of -89- communication include letter writing, telephone, telex, fax and so on. The telephone is one of the -90- means of communication without the risk of traveling. One can make a telephone call from a home or a public telephone -91-. Telephones are connected to each other by wires that transmit -92- by electric -93-. The type of telephone common to people is the -94- telephone. There are local and international -95-. To telephone someone. You have to -96- a number.
A ringing -97- indicates that the line is through. As soon as the receiver is lifted at the other end, the ringing stops and communication begins. The communication is -98- as soon as the receiver is put back on its cradle. Telephone -99- usually pay their -100- through specified banks.

In question numbered 100 above, choose the best option from letters A - D that best completes the gap.

A. bills

B. tolls

C. fees

D. dues